Hammerhead Beach Bar
★★★★½ (560 reviews)2045 S Fletcher Ave, Fernandina Beach, FL 32034
(844) 441-2444
Website: www.hammerheadbeachbar.com
Hours: {"Friday":["10 AM–2 AM"],"Monday":["10 AM–2 AM"],"Saturday":["10 AM–2 AM"],"Sunday":["10 AM–2 AM"],"Thursday":["10 AM–2 AM"],"Tuesday":["10 AM–2 AM"],"Wednesday":["10 AM–2 AM"]}
VyStar Credit Union
★★★★★ (396 reviews)1900 S 14th St, Fernandina Beach, FL 32034
(904) 908-2468
Website: vystarcu.org
Hours: {"Friday":["9 AM–6 PM"],"Monday":["Closed"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Megabite Computer Services
★★★★★ (147 reviews)816 Sadler Rd, Fernandina Beach, FL 32034
(904) 430-0350
Website: www.megabite.co
Hours: {"Friday":["10 AM–5 PM"],"Monday":["10 AM–5 PM"],"Saturday":["12–5 PM"],"Sunday":["Closed"],"Thursday":["10 AM–5 PM"],"Tuesday":["10 AM–5 PM"],"Wednesday":["10 AM–5 PM"]}
ATAX Yulee
★★★★★ (82 reviews)474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
Website: atax.com/yulee-fl
Hours: {"Friday":["7 AM–9 PM"],"Monday":["7 AM–9 PM"],"Saturday":["7 AM–9 PM"],"Sunday":["7 AM–9 PM"],"Thursday":["7 AM–9 PM"],"Tuesday":["7 AM–9 PM"],"Wednesday":["7 AM–9 PM"]}
Saylors Accounting and Tax
★★★★★ (73 reviews)1255 Amelia Plaza, Fernandina Beach, FL 32034
(904) 481-0333
Website: saylorsaccounting.com
Hours: {"Friday":["Closed"],"Monday":["Closed"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["10 AM–4 PM"],"Tuesday":["10 AM–4 PM"],"Wednesday":["10 AM–4 PM"]}
Hartke & Najimy Accounting Services, LLC
★★★★★ (71 reviews)717 S 8th St Suite A, Fernandina Beach, FL 32034
(904) 209-6730
Website: www.hartkenajimy.com
Hours: {"Friday":["Closed"],"Monday":["10 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["10 AM–5 PM"],"Tuesday":["10 AM–5 PM"],"Wednesday":["10 AM–5 PM"]}
Bank of America (with Drive-thru ATM)
★★½☆☆ (54 reviews)1822 S 8th St, Fernandina Beach, FL 32034
(904) 491-3371
Website: locators.bankofamerica.com/fl/fernandinabeach/financial-centers-fernandina-beach-10107.html?utm_source=GMBlisting&utm_medium=organic
Hours: {"Friday":["9 AM–4 PM"],"Monday":["9 AM–4 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–4 PM"],"Tuesday":["9 AM–4 PM"],"Wednesday":["9 AM–4 PM"]}
Courson & Stam
★★★★☆ (21 reviews)2398 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-7803
Website: coursonstam.com
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
NxtStep CPA, PA
★★★★★ (13 reviews)1901 Island Walkway Suite 117, Fernandina Beach, FL 32034
(904) 409-2727
Website: www.nxtstepcpa.com
Hours: {}
Nassau County Chamber of Commerce
★★★★½ (14 reviews)961687 Gateway Blvd #101g, Fernandina Beach, FL 32034
(904) 261-3248
Website: www.nassaucountyflchamber.com
Hours: {"Friday":["9 AM–12 PM"],"Monday":["9 AM–4 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–4 PM"],"Tuesday":["9 AM–4 PM"],"Wednesday":["9 AM–4 PM"]}
Dorco Enterprises, LLC
★★★★½ (12 reviews)911 S 8th St Suite b, Fernandina Beach, FL 32034
(904) 990-7755
Website: dorcoent.com
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
DC Tax and Accounting
★★★★★ (10 reviews)97010 Elk Creek Ct, Fernandina Beach, FL 32034
(904) 647-5639
Website: www.dctaxacct.com
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
The Hurst Company, CPAs, P.A.
★★★★☆ (7 reviews)960194 Gateway Blvd STE 106, Fernandina Beach, FL 32034
(904) 261-5575
Website: hurstcpa.com
Hours: {"Friday":["8 AM–12 PM"],"Monday":["8 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["8 AM–5 PM"],"Tuesday":["8 AM–5 PM"],"Wednesday":["8 AM–5 PM"]}
Thomas Group of North Florida
★★★★★ (4 reviews)1743 S 8th St, Fernandina Beach, FL 32034
(904) 572-1206
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Doss Weeks, CPAs
★★★★☆ (4 reviews)2338 S 8th St, Fernandina Beach, FL 32034
(904) 277-0009
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Haney Accounting & Consulting
★★★★★ (2 reviews)1435 Julia St, Fernandina Beach, FL 32034
(904) 780-4994
Website: www.haneyaccounting.com
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Cloud Accounting & Consulting
961687 Gateway Blvd, Fernandina Beach, FL 32034
(904) 646-6471
Website: www.cloudaccountingguru.com/contact
Hours: {"Friday":["9 AM–12 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Farmand Farmand & Farmand PA
303 Centre St # 201, Fernandina Beach, FL 32034
(904) 261-0114
Website: www.farmandcpa.com
Hours: {"Friday":["9 AM–5 PM"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
Accountants Unlimited
1027D S 8th St, Fernandina Beach, FL 32034
(904) 277-9771
Hours: {}
Dawn A Lunt Inc
961687 Gateway Blvd STE 201B, Fernandina Beach, FL 32034
(904) 261-2114
Hours: {}
Financial Strategies of Amelia
1979, 2338 S 8th St, Fernandina Beach, FL 32034
(904) 305-2608
Website: www.financialamelia.com
Hours: {"Friday":["Closed"],"Monday":["9 AM–5 PM"],"Saturday":["Closed"],"Sunday":["Closed"],"Thursday":["9 AM–5 PM"],"Tuesday":["9 AM–5 PM"],"Wednesday":["9 AM–5 PM"]}
About CPAs in Fernandina Beach, FL
Fernandina Beach, located on Amelia Island, is known for its historic downtown, tourism-driven economy, and a growing number of small businesses, from boutique shops to hospitality services. The local economy also includes real estate, marine industries, and an active retirement community. This mix of seasonal income, property transactions, and self-employment means residents and business owners often face unique tax situations that require professional guidance.
A CPA in Fernandina Beach can help with more than just filing annual returns. They assist with planning for estimated tax payments, managing deductions for rental properties, and navigating state-specific Florida tax rules. Whether you run a vacation rental, work remotely, or have moved to the area for retirement, a local CPA understands the financial landscape and can help you avoid costly mistakes while keeping your taxes compliant year-round.
Frequently Asked Questions
What is the difference between a CPA and a regular accountant?
A CPA has passed the Uniform CPA Examination and met state licensing requirements, while a general accountant may not hold this credential. CPAs can represent you before the IRS, sign audit reports, and are held to strict ethical standards by their state board of accountancy.
How much does a CPA typically charge?
CPA fees vary by location and complexity. Simple individual tax returns typically cost $200-$500, while business returns can range from $500-$2,500 or more. Many CPAs also offer hourly consulting at $150-$400 per hour.
When should I hire a CPA instead of doing my own taxes?
Consider hiring a CPA if you are self-employed, own rental properties, have investment income, experienced major life changes like marriage or home purchase, or received an IRS notice. A CPA can often save you more in deductions than their fee costs.
BeforeTaxUSA.com is a free informational directory. Listings are compiled from publicly available data and do not constitute an endorsement or recommendation. Verify credentials, licensing, and reviews independently before engaging any professional. Listings appear in no particular order unless otherwise noted.
Business owners: to update or remove a listing, email info@beforetaxusa.com.